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	<title>Aquabotanica</title>
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	<description>... dedicated to the restoration of nature</description>
	<lastBuildDate>Mon, 14 May 2012 00:51:10 +0000</lastBuildDate>
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		<title>Our mother</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/05/13/our-mother-2/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/05/13/our-mother-2/#comments</comments>
		<pubDate>Mon, 14 May 2012 00:37:48 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[human]]></category>
		<category><![CDATA[humanity]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[mother]]></category>
		<category><![CDATA[mother nature]]></category>
		<category><![CDATA[nature]]></category>

		<guid isPermaLink="false">http://aquabotanica.com/aquabotanica/blog/?p=104</guid>
		<description><![CDATA[Our mother we humans are all free spirits yet are confined by nature within the bodies of mammals; our ability to think creates a kindred spirit amongst members of our species and that spirit is a soul that is the &#8230; <a class="more-link" href="http://aquabotanica.com/aquabotanica/blog/index.php/2012/05/13/our-mother-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div style="color: #000; width: 580px; height: 800px; background: url('http://aquariumdecor.com/aquariumdecor/blog/wp-content/uploads/2012/05/mothernature250pct.jpg'); border: 2px solid black;">
<div style="vertical-align: middle; color: #000; width: 450px; height: 750px; padding: 0px; margin: 10px 60px; background-color: #fff; border: 1px solid black; opacity: 0.5; filter: alpha(opacity=50);">
<h3 style="text-align: center;">Our mother</h3>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>we humans are all free spirits yet are confined by nature within the bodies of mammals; our ability to think creates a kindred spirit amongst members of our species and that spirit is a soul that is the essence of our being.</strong></span></p>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>our bodies confine us &#8211; our need for food and water &#8211; our desires and wants &#8211; and often searching for what may not exist or is not attainable</strong></span></p>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>all living beings are needers yet we humans are also wanters and in our quest for more than we need many of us care little for other than ourselves</strong></span></p>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>we cherish our own lives above those of others and often thoughtlessly kill other forms of life and each other as well, without hesitation or remorse</strong></span></p>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>we ignore our creator which is nature and like to imagine we are not born of nature</strong></span></p>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>Our mother</strong></span></p>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>we imagine we are godlike created by Gods who conveniently look human</strong></span></p>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>Yet all life should be cherished and at the end of human life we once again become one with nature as do all other living creatures</strong></span></p>
<p style="font-size: .8em;"><span style="color: #000000;"><strong>thoughtless ageless and infinite</strong></span></p>
</div>
</div>
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		<title>CoralFishes.com and DiscusFishes.com</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/05/11/coralfishes-com-and-discusfishes-com/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/05/11/coralfishes-com-and-discusfishes-com/#comments</comments>
		<pubDate>Fri, 11 May 2012 06:32:51 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://aquabotanica.com/aquabotanica/blog/?p=99</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<p><object width="355" height="300"><param name="movie" value="http://togo.ebay.com/togo/multi.swf?2008013100" /><param name="flashvars" value="base=http://togo.ebay.com/togo/&amp;lang=en-us&amp;itemid=380437796331,380437795185&amp;query=fisharium" /><embed type="application/x-shockwave-flash" width="355" height="300" src="http://togo.ebay.com/togo/multi.swf?2008013100" flashvars="base=http://togo.ebay.com/togo/&amp;lang=en-us&amp;itemid=380437796331,380437795185&amp;query=fisharium"></embed></object></p>
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		<item>
		<title>MiniatureReefs.com</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/05/10/miniaturereefs-com/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/05/10/miniaturereefs-com/#comments</comments>
		<pubDate>Fri, 11 May 2012 02:09:31 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[coral]]></category>
		<category><![CDATA[corals]]></category>
		<category><![CDATA[marine aquarium]]></category>
		<category><![CDATA[miniature reef]]></category>
		<category><![CDATA[reef]]></category>
		<category><![CDATA[reefs]]></category>
		<category><![CDATA[tropical fish]]></category>

		<guid isPermaLink="false">http://aquabotanica.com/aquabotanica/blog/?p=97</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<p><object width="355" height="300"><param name="movie" value="http://togo.ebay.com/togo/togo.swf?2008013100" /><param name="flashvars" value="base=http://togo.ebay.com/togo/&amp;lang=en-us&amp;mode=normal&amp;itemid=330729123122&amp;query=fisharium" /><embed type="application/x-shockwave-flash" width="355" height="300" src="http://togo.ebay.com/togo/togo.swf?2008013100" flashvars="base=http://togo.ebay.com/togo/&amp;lang=en-us&amp;mode=normal&amp;itemid=330729123122&amp;query=fisharium"></embed></object></p>
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		<title>Aquarium Planet dot com is for sale on Ebay</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/04/20/aquarium-planet-dot-com-is-for-sale-on-ebay/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/04/20/aquarium-planet-dot-com-is-for-sale-on-ebay/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 12:34:16 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://aquabotanica.com/aquabotanica/blog/?p=94</guid>
		<description><![CDATA[]]></description>
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		<title>Choosing the right size aquarium tank</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/04/14/choosing-the-right-size-aquarium-tank/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/04/14/choosing-the-right-size-aquarium-tank/#comments</comments>
		<pubDate>Sat, 14 Apr 2012 18:04:53 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://aquabotanica.com/aquabotanica/blog/?p=91</guid>
		<description><![CDATA[Three simple rules&#160;before you even think about what you want. Establish your budget $500 or $5,000 Establish the space available including floor strength Buy the largest sized aquarium you can afford My own rule of thumb for any aquarium is &#8230; <a class="more-link" href="http://aquabotanica.com/aquabotanica/blog/index.php/2012/04/14/choosing-the-right-size-aquarium-tank/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[</p>
<p><strong>Three simple rules&nbsp;</strong>before you even think about what you want.</p>
<ol>
<li>Establish your budget $500 or $5,000</li>
<li>Establish the space available including floor strength</li>
<li>Buy the largest sized aquarium you can afford</li>
</ol>
<p>My own rule of thumb for any aquarium is 70 gallons. In various literature I&#8217;ve read over years that seems to be the starting point give or take 10 gallons. From experience larger tanks have&nbsp;yielded&nbsp;better over all results.</p>
<p>Bigger (more water volume) is always better.</p>
<p>A few things you need to understand.<img style="float: right;" src="http://aquariumdecor.com/aquariumdecor/blog/wp-content/uploads/2012/04/micro-tank.jpeg" alt="" width="400" height="266" /></p>
<p>Aquariums are work. Water is heavy.</p>
<p>If you don&#8217;t maintain your aquarium properly it will look like hell.</p>
<p>The reason I recommend the &#8220;larger the better&#8221; is that a greater volume of water reduces the rate and degree of of fluctuation of water chemistry and temperature.</p>
<p>Bear in mind that fish live in environments with millions of gallons of water that is fairly stable and what variations exist are natural and related to seasonal weather patterns that tend to be consistent over time.</p>
<p>Fish do not usually adapt well to rapid fluctuations of any kind unless they lived in an environment where such fluctuations were normal.</p>
<p>Some fish therefore are less&nbsp;susceptible&nbsp;than others.</p>
<p>Saltwater fish are particularly sensitive to rapid changes &nbsp;- given that they live in huge bodies of water (the ocean) that do not fluctuate in chemistry or temperature except extremely gradually.</p>
<p>So as you can see my emphasis is on size and my recommendation is the larger the better within your budgetary and space constraints.</p>
<p>Once you have chosen the size of the tank &#8211; the next step will be to choose the tank&nbsp;inhabitants&nbsp;and decor.</p>
<p>I will discuss that in another article.</p>
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		<title>Decorating your first Aquarium using common sense</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/04/13/decorating-your-first-aquarium-using-common-sense/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/04/13/decorating-your-first-aquarium-using-common-sense/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 22:35:40 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://aquabotanica.com/aquabotanica/blog/?p=89</guid>
		<description><![CDATA[One of the fun things about an aquarium is decorating it. The options are endless. There are as many choices you can make as their are humans on earth! So how then can we decide? There are three top level &#8230; <a class="more-link" href="http://aquabotanica.com/aquabotanica/blog/index.php/2012/04/13/decorating-your-first-aquarium-using-common-sense/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>One of the fun things about an aquarium is decorating it.</p>
<p>The options are endless.</p>
<p>There are as many choices you can make as their are humans on earth!</p>
<p>So how then can we decide?</p>
<p>There are three top level choices to start with.</p>
<p>Natural, artificial and hybrid.</p>
<p>With natural you google the types of fish you have and look at pictures of the fish in their natural environment. (click images)</p>
<p>The same goes for artificial.</p>
<p>Hybrid is up to you where you would select a mixed combination of elements to decorate your aquarium.</p>
<p>The choices are many and self evident as far as size is concerned. Color is a matter of taste or if you go the natural route you duplicate the pictures you have seen of the biotope.</p>
<p>Biotope is a fancy word for natural habitat. It could be a stream or a coral reef.<img style="float: right;" src="http://aquariumdecor.com/aquariumdecor/blog/wp-content/uploads/2012/04/antiqueaquarium2_a.jpg" alt="" width="576" height="540" /></p>
<p>One way to get ideas is to visit an aquarium shop &nbsp;- the better shops have nicely decorated tanks as well as some if not all of the decorations you will need.</p>
<p>Don&#8217;t use wood or rocks picked up in nature. Spend a few dollars on aquarium ready substrate instead.</p>
<p>Keep in mind the following:</p>
<p>Sand or gravel is a pain in the ass. Detritus (fish shit) accumulates under the surface. This can be good or bad &nbsp;- you&#8217;ll need to read up on biological filtration to understand why.</p>
<p>One thing I want to mention is that there are numerous excellent books on decorating an aquarium and a library of 2 or 3 books is a worthwhile investment.</p>
<p>Since this is your first aquarium I assume it is freshwater. In fact I recommend freshwater for starters. But if not the same reference materials are available for saltwater tanks as well.</p>
<p>I recommend going natural in appearance and although you can do live plants go artificial first time around &#8211; you won&#8217;t know the difference and live plants require a lot more expertise.</p>
<p>There is a LOT more I could write &nbsp;- but the most important thing you could do is <strong>read a lot. </strong>The internet can get very confusing when you solicit opinions and ask questions. For every helpful aquarium owner there will be a different answer to the same question</p>
<p>Good luck.</p>
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		<title>Website Timeshares; an opportunity to make money doing nothing</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/03/28/website-timeshares-an-opportunity-to-make-money-doing-nothing/</link>
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		<pubDate>Wed, 28 Mar 2012 05:35:27 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[adsense]]></category>
		<category><![CDATA[business]]></category>
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		<category><![CDATA[online]]></category>
		<category><![CDATA[opportunity]]></category>
		<category><![CDATA[passive investment]]></category>
		<category><![CDATA[pay per click]]></category>
		<category><![CDATA[web]]></category>

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		<title>Game PAGE!</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/03/24/game-page/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/03/24/game-page/#comments</comments>
		<pubDate>Sat, 24 Mar 2012 18:02:30 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[Shopping]]></category>
		<category><![CDATA[game]]></category>
		<category><![CDATA[online games]]></category>
		<category><![CDATA[yahoo games]]></category>

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		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.dpbolvw.net/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dgoldfever&amp;cjsku=199" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/goldfever/goldfever_logo.gif" border="0" alt="Gold Fever" /></a><img src="http://www.lduhtrp.net/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.jdoqocy.com/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dball7&amp;cjsku=200" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/ball7/ball7_logo.jpg" border="0" alt="Ball 7" /></a><img src="http://www.ftjcfx.com/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.tkqlhce.com/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dtropix2&amp;cjsku=201" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/tropix2/tropix2_logo.jpg" border="0" alt="Tropix 2" /></a><img src="http://www.awltovhc.com/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.dpbolvw.net/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dflowershop&amp;cjsku=202" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/flowershop/flowershop_logo.jpg" border="0" alt="Flower Shop: Big City Break" /></a><img src="http://www.awltovhc.com/image-5539398-10665418" border="0" alt="" width="1" height="1" /><br />
 <a href="http://www.kqzyfj.com/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Djeopardy2&amp;cjsku=203" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/jeopardy2/jeopardy2_logo.jpg" border="0" alt="JEOPARDY! 2" /></a><img src="http://www.lduhtrp.net/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.kqzyfj.com/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dgreatchocolatechase&amp;cjsku=204" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/greatchocolatechase/greatchocolatechase_logo.jpg" border="0" alt="The Great Chocolate Chase" /></a><img src="http://www.lduhtrp.net/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.jdoqocy.com/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dfashionfits&amp;cjsku=205" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/fashionfits/fashionfits_logo.jpg" border="0" alt="Fashion Fits" /></a><img src="http://www.ftjcfx.com/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.anrdoezrs.net/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dsamanthaswift&amp;cjsku=206" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/samanthaswift/samanthaswift_logo.jpg" border="0" alt="Samantha Swift &amp; the Hidden Roses of Athena" /></a><img src="http://www.tqlkg.com/image-5539398-10665418" border="0" alt="" width="1" height="1" /><br />
 <a href="http://www.anrdoezrs.net/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3D5spots2&amp;cjsku=207" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/5spots2/5spots2_logo.jpg" border="0" alt="5 Spots II" /></a><img src="http://www.lduhtrp.net/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.kqzyfj.com/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dancienthearts&amp;cjsku=208" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/ancienthearts/ancienthearts_logo.gif" border="0" alt="Ancient Hearts and Spades" /></a><img src="http://www.lduhtrp.net/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.kqzyfj.com/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dpuzzlequest&amp;cjsku=209" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/puzzlequest/puzzlequest_logo.jpg" border="0" alt="Puzzle Quest" /></a><img src="http://www.awltovhc.com/image-5539398-10665418" border="0" alt="" width="1" height="1" /> <a href="http://www.dpbolvw.net/click-5539398-10665418?url=http%3A%2F%2Fpa.yahoo.com%2F*http%3A%2F%2Fus.rd.yahoo.com%2Fevt%3D39734%2F*http%3A%2F%2Fget.games.yahoo.com%2Fproddesc%3Fgamekey%3Dhospitalhustle&amp;cjsku=210" target="_top"><img src="https://a248.e.akamai.net/sec.yimg.com/i/us/ga/dload/games/hospitalhustle/hospitalhustle_logo.jpg" border="0" alt="Hospital Hustle" /></a><img src="http://www.tqlkg.com/image-5539398-10665418" border="0" alt="" width="1" height="1" /></p>
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		</item>
		<item>
		<title>FRUIT TREES</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/03/21/fruit-trees/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/03/21/fruit-trees/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 22:35:43 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[Shopping]]></category>
		<category><![CDATA[fruit]]></category>
		<category><![CDATA[gardening]]></category>
		<category><![CDATA[Plant]]></category>
		<category><![CDATA[seeds]]></category>
		<category><![CDATA[spring]]></category>
		<category><![CDATA[trees]]></category>

		<guid isPermaLink="false">http://aquabotanica.com/aquabotanica/blog/?p=70</guid>
		<description><![CDATA[Fruit Tree Collection, Superior This is a special orchard bargain! Collection includes one each of the following: Jonathan Apple Red Delicious Apple Yellow Transparent Apple Red Haven Peach Hale Haven Peach Bartlett Pear Kieffer Pear Early Richmond Cherry Stanley Plum &#8230; <a class="more-link" href="http://aquabotanica.com/aquabotanica/blog/index.php/2012/03/21/fruit-trees/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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<p><strong><span style="font-size: medium;">Fruit Tree Collection, Superior</span></strong></p>
<p><span style="font-size: x-small;">This is a special orchard bargain! Collection includes one each of the following: Jonathan Apple Red Delicious Apple Yellow Transparent Apple Red Haven Peach Hale Haven Peach Bartlett Pear Kieffer Pear Early Richmond Cherry Stanley Plum No extra pollinator needed.</span></p>
<p>&nbsp;</p>
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<p><img src="http://www.lduhtrp.net/5l115c37w1-LRRVRPQMLNMTTTTUQ" border="0" alt="" width="1" height="1" /></p>
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		</item>
		<item>
		<title>Which bank customers are most impacted by overdraft fees?</title>
		<link>http://aquabotanica.com/aquabotanica/blog/index.php/2012/02/26/which-bank-customers-are-most-impacted-by-overdraft-fees/</link>
		<comments>http://aquabotanica.com/aquabotanica/blog/index.php/2012/02/26/which-bank-customers-are-most-impacted-by-overdraft-fees/#comments</comments>
		<pubDate>Sun, 26 Feb 2012 13:29:51 +0000</pubDate>
		<dc:creator>coral</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://aquabotanica.com/aquabotanica/blog/?p=64</guid>
		<description><![CDATA[Which bank customers are most impacted by overdraft fees? Many Americans, from all types of backgrounds and economic circumstances, incur overdraft fees everyday. This year it is estimated that 50 million Americans will be subjected to overdraft fees. Unfortunately, however, &#8230; <a class="more-link" href="http://aquabotanica.com/aquabotanica/blog/index.php/2012/02/26/which-bank-customers-are-most-impacted-by-overdraft-fees/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h2>Which bank customers are most impacted by overdraft fees?</h2>
<p>Many Americans, from all types of backgrounds and economic circumstances, incur overdraft fees everyday.</p>
<p>This year it is estimated that 50 million Americans will be subjected to overdraft fees.</p>
<p>Unfortunately, however, overdraft fees disproportionately affect the poor, who are most likely to maintain low balances.</p>
<p>Moebs Services, a research company that has conducted studies for the government as well as banks, estimates that 90 percent of overdraft fees are paid by the poorest 10 percent of banks&#8217; customer base.</p>
<p>The poorest in America are no longer just those we think of as lower class &#8230;. but includes the lower and middle middle class as well.</p>
<p>The new Consumer Protection Agency which the GOTP has fought to prevent from operating is pursuing the elimination of OD fees.</p>
<p>This is by far not the only abuse but one of the the most obvious examples of the abuse of ordinary working class Americans by corporations.</p>
<p>You know it!</p>
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